Since the real estate industry has changed over the past 6 months, Heartland Mortgage is still around and going strong!  Yes, we do answer our phones day or night. Yes, we do call right back if we missed your call.  Did you know we can actually set up an email for you to receive homes for sale in the areas you are looking at.  They are bank owned, short sales and homes in great areas that are maintaining their value still! We offer "full time" services for all mortgages and real estate.